virtual prepaid card in the USA and the European Union – without traveling abroad, without personal identification and without strangers muddy “helped”.

There are many neobanks and payment services with virtual cards. Most of them are focused on the European Union or the United States. All of them involve verification of identity and place of residence (at least minimal: through a local mobile and, for example, a utility bill). And all of them, even those who issued virtual cards to Russians, closed this possibility in March. At least, I did not find working options.

What I found. If we put aside all the services that have already blocked access to residents of the Russian Federation and the newly formed unclear “helpers”, then two or three companies can be singled out. I would say two – two and a half:

  • Ezzocard (the main topic of the article),

PayWithMoon, Bankoff (bonus at the end of the article, links there).

Who knows other proven working options, share in the comments.


Как я оплатил привычные сервисы и онлайн-покупки в «недружественных странах»

Ezzocard virtual prepaid cards are issued by US and Canadian banks and are serviced by Visa or Mastercard payment systems. Allows you to pay for online subscriptions, VPNs, and purchases from eBay, Amazon, Walmart, and select other stores.

Accepted in the App Store. However, users specify that Ezzocard cards issued by US banks are only accepted in the US App Store. I myself have not experimented with the App Store yet.

Cards can be registered in any name, including a fictitious one: the service does not check the user’s personal data.

Payment methods: BTC, LTC, DOGE, BCH, USDT and Perfect Money payment system.

The service fee is horse and depends on the face value of the card: cards with a balance of $5 are sold for $12 (surcharge 92%), by $520 – for $757 (surcharge ~04%). But with the unavailability of other adequate options and the usual payment amounts, for example, for subscriptions, such an overpayment no longer seems essential.

The card is delivered within a few minutes after 2 confirmations of the transaction ( for BTC). You don’t even need to specify an email address – just don’t close the tab after payment, it is updated automatically.

If you transfer from the exchange or have prescribed a small commission, and the waiting time for the service will go out before the payment arrives, do not worry and write to the support – on the website or at Briefly describe the problem, transaction ID (with 2+ confirmations for BTC), and you will be sent card details. Support during business hours (North American daytime) responds promptly.

Six types of cards are offered, in denominations from $5 to $5000 (but usually stock up to $532. All types have different conditions: validity period, card currency (USD or Canadian dollar), payment currencies (only USD or any), in which countries you can pay, the possibility of offline payment, the need for registration, the monthly commission, the brand of the payment system, etc. etc. Therefore read the terms and conditions carefully and follow the recommendations.

  • On the Ezzocard website, you can check your card balance and transactions. Follow the recommendations and use the IP of the respective country (USA or Canada), just like when registering cards (details below). VPN will help you.

    None of the cards can be replenished after purchase. You can’t withdraw cash from an ATM either. The unused balance on the card expires upon expiration.

    I plan to experiment with topping up exchange accounts in USD with Ezzocard (it’s doubtful, but why not try) or with the purchase of a crypt – so it would be possible to withdraw the rest, but so far I have not had time. According to the results of the experiments, if there is something to add, I will update the material.

    Refunds from sellers to Ezzocard cards are credited, unless the card has expired earlier.

    Refund from Ezzocard for the purchased card is possible in the amount of 60% of its face value only if the card was not used. See service FAQ.

    Card registration

    As already mentioned, some cards require registration. It is important. If you try to use such a card before registration, it may be blocked . Therefore, once again: carefully read the terms and conditions and follow the recommendations.

    The process of registering a card is simple, private and completely harmless. Required:

    • Use corresponding country IP: USA for Orange and Walmart

      cards, USA or Canada for

      Brown Card (in CAD). VPN to help.

    Enter any name in Latin.

  • Use only a real billing address in the respective country. I generated the address on (see section


    ). For simplicity, here are the links for the US and for Canada. Before use, you can check the reality of the address on the cards.

      You can just poke your finger into the map, but you will also need a real ZIP code .

  • I I would save the entered data just in case.

  • Bonus:


    Как я оплатил привычные сервисы и онлайн-покупки в «недружественных странах»

    An alternative and possibly more profitable service for buying prepaid Visa/Mastercard with cryptocurrencies.

    • Initial deposit from Coinbase account or via Lightning Network;

    Recharge of issued prepaid card balance is not available;

  • Virtual card is valid 42 days from the date of issue;
  • When paying, you must use the name corresponding to account in PayWithMoon;

    You can specify any billing address;

  • Card balance cannot exceed $1000;
  • Payment limits: $ in 15h (yes, ten iterations of replenishment and spending $578), $19 in a calendar month;

  • The balance on the card when it is removed is credited to the balance in the service. It can be used to purchase a new prepaid card;
  • Funds cannot be withdrawn to other accounts, only used for purchases.
    • There is only one withdrawal option: remove the card and receive the balance on the balance in the service.
  • Important:

    • Judging by the information on website of the service, these cards are suitable for payment to services and merchants only in the USA and with some restrictions.

    I don’t want this restriction, so I haven’t tried the service yet.

    You can read more about the conditions and restrictions in the FAQ and Terms & Conditions sections .


    Cards are serviced by Visa and Stripe payment systems.

    It is necessary to pass identification with a passport, driver’s license or ID in English. All processes – identification, opening a card, replenishment, etc. – take place through chat bots.

    Issuing a card is free, but for transfers the commission is 4%, for currency conversion – 2.3%.

    You can top up the card in USDT without a service fee.

    As reported, Bankoff cards can be used with Apple Pay , Samsung Pay, Google Pay and PayPal.


    Reported users, crediting funds and processing payments is now very slow, up to a week or more. There are even accusations of fraud.

    If I understand correctly from the outside, the accusations are rather erroneous (so far) and in fact the guys just can’t cope. But for me, this combination of the mechanism of work and information about huge delays in crediting money looks unequivocally unacceptable. Therefore, I refrained from trying.

    You look and decide for yourself. Details can be found on the project website.

    If someone used it, write about your experience in the comments.

    Author: vargoz

    BitNews disclaim responsibility for any investment advice that may be contained in this article. All judgments expressed express exclusively the personal opinions of the author and the respondents. Any actions related to investments and trading in the crypto markets are associated with the risk of losing the invested funds. Based on the data provided, you make investment decisions carefully, responsibly and at your own peril and risk.

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